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My 30-Day POS Business Plan

The capstone project for POS & Agency Banking — a free Trades course. Pass it and you earn a certificate anyone can verify.

Start the course free Download the project workbook

The project unlocks once you complete the lessons. The workbook is free to download now so you can see exactly what is expected.

What you will submit

A written document (can be typed or a clear photo of handwritten notes) detailing your 30-day cash flow plan, float management strategy, customer service approach, and record-keeping method.

What to do, step by step

  1. Imagine you're starting a POS business in your local market (e.g., Balogun Market, Ariaria Market). Think about how much money (float) you'll need to start and keep running for a month.
  2. Create a simple plan for 30 days, showing how much money you expect to receive from customers (deposits, withdrawals, transfers) and how much you expect to pay out. Don't forget to include small daily expenses like transport or data.
  3. Write down how you will manage your float to avoid running out of cash or having too much idle cash. Explain how you'll handle common customer issues and spot potential fraud.
  4. Finally, describe how you will keep simple records of your daily transactions using a notebook or your phone's notes app.

Files to work with

Project workbook (fill in, then submit)The whole brief, an evidence checklist, the grading rubric as a self-check and the link-sharing steps in one file. Opens in Word, Google Docs or WPS.Word · 6 KB

How it is graded

CriterionWeight
Completeness of 30-Day Cash Flow Plan (expected inflows/outflows)35%
Practicality of Float Management Strategy (how to avoid cash shortages/surpluses)30%
Clarity of Customer Service & Fraud Awareness Approach20%
Simplicity and Effectiveness of Record-Keeping Method15%

You need 65% overall to pass. A failed submission comes back with feedback and can be revised and resubmitted.

Before you submit: make your link public

If your work lives in Google Drive or Google Docs, open Share → General access and change “Restricted” to “Anyone with the link” (Viewer). Then paste the link into a private browser window: if it opens without sign-in, you are ready. A private link cannot be graded — it is the single most common reason a good project fails.

Frequently asked questions

Do I have to finish POS & Agency Banking before submitting the project?

Yes. The submission screen opens once every lesson in POS & Agency Banking is marked complete. The lessons are where the methods, the Nigerian context and the worked examples the project depends on are taught.

How is the project graded?

An examiner scores each rubric criterion from 0 to 100 and weights them as shown on this page; you need 65% overall to pass. Most submissions are graded within minutes and you get written feedback on what was strong and what to improve.

Can I resubmit if I fail?

Yes. A failed project comes back with feedback; revise the weak parts and resubmit. A passed project is final — the certificate is issued and cannot be re-rolled.

What do I actually submit?

A write-up of what you did (under 5,000 characters). You can mention a public link to supporting files in the write-up. The free project workbook on this page walks you through all 4 steps.

Is the certificate real?

Yes. Passing this project issues a certificate with a unique verification code. Anyone — an employer, a client, a school — can open the verification page and see that the certificate is genuine and which project earned it.

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Ready to earn this certificate?

POS & Agency Banking is free and self-paced. Finish the lessons, complete this project, and the certificate is yours to share.

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