Skillnaija All courses →

Fintech Feature Spec for Skillnaija Wallet

The capstone project for Product Management — a free Business course. Pass it and you earn a certificate anyone can verify.

Start the course free Download the project workbook

The project unlocks once you complete the lessons. The workbook is free to download now so you can see exactly what is expected.

What you will submit

A written Product Specification (PRD) document for your chosen fintech feature. This can be a link to a Google Doc, a PDF, or clear photos of handwritten notes.

What to do, step by step

  1. Imagine Skillnaija wants to add a new feature to its 'Skillnaija Wallet' app that helps users save money more effectively. Brainstorm 2-3 potential features (e.g., 'Target Savings' for a specific goal like school fees, 'Round-Up Savings' where transactions are rounded up and saved, or 'Automated Daily Savings' of a small amount like ₦100).
  2. Choose ONE feature you believe will be most impactful and easy to use for the average Nigerian. Write a clear, concise Product Specification (PRD) for this feature. Your PRD should include:
  3. a. Feature Name and a brief description (1-2 sentences). b. Problem Statement: What problem does this feature solve for Skillnaija Wallet users? c. Target User: Who is this feature for? (e.g., 'Students saving for JAMB', 'Market traders saving for inventory'). d. Key User Stories (2-3): Describe how a user would interact with the feature. (e.g., 'As a student, I want to set a target of ₦50,000 for my school fees so I can track my progress.'). e. Acceptance Criteria for each user story: What must happen for the user story to be considered complete and successful? (e.g., 'User can see their savings progress towards the ₦50,000 target.'). f. Success Metrics: How will you measure if this feature is successful? (e.g., 'Increase in average savings per user by 15%', '50% of users who start a target saving plan complete it').
  4. Present your PRD clearly. You can use a simple document editor on your phone (like Google Docs or Notes) or even write it out clearly and take a photo.

Files to work with

Project workbook (fill in, then submit)The whole brief, an evidence checklist, the grading rubric as a self-check and the link-sharing steps in one file. Opens in Word, Google Docs or WPS.Word · 6 KB

How it is graded

CriterionWeight
Clarity and Completeness of PRD35%
Relevance and Impact of Chosen Feature for Nigerian Users30%
Well-defined User Stories and Acceptance Criteria20%
Measurable Success Metrics15%

You need 70% overall to pass. A failed submission comes back with feedback and can be revised and resubmitted.

Before you submit: make your link public

If your work lives in Google Drive or Google Docs, open Share → General access and change “Restricted” to “Anyone with the link” (Viewer). Then paste the link into a private browser window: if it opens without sign-in, you are ready. A private link cannot be graded — it is the single most common reason a good project fails.

Frequently asked questions

Do I have to finish Product Management before submitting the project?

Yes. The submission screen opens once every lesson in Product Management is marked complete. The lessons are where the methods, the Nigerian context and the worked examples the project depends on are taught.

How is the project graded?

An examiner scores each rubric criterion from 0 to 100 and weights them as shown on this page; you need 70% overall to pass. Most submissions are graded within minutes and you get written feedback on what was strong and what to improve.

Can I resubmit if I fail?

Yes. A failed project comes back with feedback; revise the weak parts and resubmit. A passed project is final — the certificate is issued and cannot be re-rolled.

What do I actually submit?

A write-up of what you did (under 5,000 characters) plus a public link to your work — a Google Drive folder, Google Doc, spreadsheet, GitHub repository or video. The link must open without sign-in; a private link cannot be graded. The free project workbook on this page walks you through all 4 steps.

Is the certificate real?

Yes. Passing this project issues a certificate with a unique verification code. Anyone — an employer, a client, a school — can open the verification page and see that the certificate is genuine and which project earned it.

More Business projects

Ready to earn this certificate?

Product Management is free and self-paced. Finish the lessons, complete this project, and the certificate is yours to share.

Start learning free