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Your Personal Investment Plan & Dangote IPO Analyst Note

The capstone project for Investing for Everyday Nigerians & the Dangote Refinery IPO — a free Finance course. Pass it and you earn a certificate anyone can verify.

Start the course free Download the project workbook

The project unlocks once you complete the lessons. The workbook is free to download now so you can see exactly what is expected.

What you will submit

One document containing all five parts, clearly numbered 1-5. Use real numbers for your own situation (rounded ranges are fine) and cite the date of any IPO figures you use.

What to do, step by step

  1. Money map: state your monthly income band (a range is fine), your fixed costs, your current emergency-fund position, and the naira amount you can genuinely lock away each month for at least one year without touching it. Show how you got to that number.
  2. Allocation: split that monthly amount (or a lump sum) across at least THREE different Nigerian instruments from this course (for example FGN savings bond, money-market fund, NGX shares, treasury bills, a dollar fund). For each: the minimum entry, the expected return you are assuming and where that figure comes from, the liquidity (how fast you can get out), the main risk, and what percentage of your total it gets. Justify the percentages using your time horizon and risk tolerance.
  3. Dangote Refinery IPO analyst note (400-700 words): using the offer terms as they stand when you write (state the date), compute the implied valuation from price × shares in issue, compare it with at least one reference point (build cost, earnings, or a listed peer), list THREE specific risks from the course or the prospectus, and conclude with your decision: apply / do not apply / apply for a small amount — and the exact position size as a percentage of your investable money, with reasons.
  4. Application checklist: list, in order, every step you would take to apply for this IPO (or any NGX public offer) through a licensed channel, including the identifiers you need (BVN, CSCS/CHN), where you would read the prospectus, how allotment and refunds work, and what you would do on listing day.
  5. Scam dissection: write a realistic fake 'Dangote pre-IPO' message (5-8 lines) of the kind circulating on WhatsApp or email, then mark at least FOUR red flags inside it and state the one-line verification rule that exposes it.

Files to work with

Project workbook (fill in, then submit)The whole brief, an evidence checklist, the grading rubric as a self-check and the link-sharing steps in one file. Opens in Word, Google Docs or WPS.Word · 7 KB

How it is graded

CriterionWeight
The money map is coherent: the monthly investable amount follows from the income, costs and emergency-fund position shown, and it is not money the learner needs within a year15%
The allocation uses at least three genuine Nigerian instruments with realistic minimums, sourced return assumptions, honest liquidity and risk notes, and percentages that match the stated time horizon and risk tolerance25%
The Dangote analyst note computes an implied valuation correctly from the stated terms, compares it with a reference point, names three specific (not generic) risks, and reaches a position-size decision consistent with the learner's own money map30%
The application checklist is complete and in the right order: licensed channel, BVN and CSCS/CHN, prospectus, subscription, allotment, refund, listing-day plan15%
The scam dissection marks at least four authentic red flags and states the correct verification rule (only the SEC-approved prospectus and named receiving agents; never pay to 'reserve' shares)15%

You need 65% overall to pass. A failed submission comes back with feedback and can be revised and resubmitted.

Before you submit: make your link public

If your work lives in Google Drive or Google Docs, open Share → General access and change “Restricted” to “Anyone with the link” (Viewer). Then paste the link into a private browser window: if it opens without sign-in, you are ready. A private link cannot be graded — it is the single most common reason a good project fails.

Frequently asked questions

Do I have to finish Investing for Everyday Nigerians & the Dangote Refinery IPO before submitting the project?

Yes. The submission screen opens once every lesson in Investing for Everyday Nigerians & the Dangote Refinery IPO is marked complete. The lessons are where the methods, the Nigerian context and the worked examples the project depends on are taught.

How is the project graded?

An examiner scores each rubric criterion from 0 to 100 and weights them as shown on this page; you need 65% overall to pass. Most submissions are graded within minutes and you get written feedback on what was strong and what to improve.

Can I resubmit if I fail?

Yes. A failed project comes back with feedback; revise the weak parts and resubmit. A passed project is final — the certificate is issued and cannot be re-rolled.

What do I actually submit?

A write-up of what you did (under 5,000 characters). You can mention a public link to supporting files in the write-up. The free project workbook on this page walks you through all 5 steps.

Is the certificate real?

Yes. Passing this project issues a certificate with a unique verification code. Anyone — an employer, a client, a school — can open the verification page and see that the certificate is genuine and which project earned it.

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Investing for Everyday Nigerians & the Dangote Refinery IPO is free and self-paced. Finish the lessons, complete this project, and the certificate is yours to share.

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